William Wang
Mortgage Broker
Fanson Capital Mortgages

Commercial Financing

WILLIAM WANG | FANSON CAPITAL MORTGAGES

Financing for your property.
Support for your business.

Commercial mortgages and business financing begin with understanding your plans. Whether you’re purchasing a property, refinancing, or seeking capital for your business, let’s explore the options.

Personal guidance from William Wang. Service in English, Mandarin, and Cantonese.

Discuss Your Financing

What Are You Planning?

Purchase a Commercial Property

Explore financing for a property your business will occupy or a property held for rental income. We’ll discuss the purchase, available equity, and how the property supports repayment.

Starting points: purchase price, property type, location, occupancy, and down payment.

Refinance an Existing Property

Review financing as a mortgage approaches maturity or your plans change. Explore whether restructuring debt or accessing available equity is suitable for your situation.

Starting points: property value, current loans, maturity dates, income, and intended use of funds.

Finance Your Business

Discuss funding needs such as working capital, equipment, or expansion. I’ll assess whether available lending options fit your business, repayment capacity, and timeline.

Starting points: amount requested, purpose, business history, cash flow, and available security.

These are financing needs we can discuss, not a guarantee that a particular loan product or lender is available for your situation.

A Closer Look at Your Financing

A useful financing discussion goes beyond the interest rate.

Your Business & Property

We’ll discuss business performance, property income, existing obligations, ownership structure, and the equity or security available.

The Full Cost & Terms

We’ll review the proposed rate, repayment structure, fees, prepayment terms, guarantees, and any ongoing lender requirements.

Your Timeline & Exit Plan

We’ll consider closing deadlines, required due diligence, and how you intend to repay or refinance the financing at maturity.

How We Get Started

01. Share Your Plans

Tell me what you’re financing, the amount needed, where the business or property is located, and your target timeline.

02. Review the Details

I’ll identify the information needed for an assessment and explain how to provide supporting documents securely.

03. Explore a Path Forward

If a suitable option is available, we’ll review the proposed structure and next steps for lender underwriting and approval.

What to Include in Your First Inquiry

Your name, business name, and preferred contact number.
A brief description of your business or property.
The property location or province where your business operates.
The approximate amount requested and purpose of the financing.
Your available down payment or equity, if applicable.
Your target closing date or funding timeline.

A short summary is enough to begin. Please leave sensitive documents and account details out of your initial email; I’ll explain the next steps for providing them securely.