Business financing,
made clear.
Understand your options. Compare amounts and repayment expectations. Take the next step with William Wang.
Tailored financing
Start with your business, your goals and the amount you need.
Easy process
Send a short inquiry. I’ll guide you through the next steps.
Fast funding options
Have a deadline? We’ll assess time-sensitive options. Timing depends on lender review and approval.
Find the right type of financing.
Compare these indicative financing ranges. Amounts are in Canadian dollars. Availability and actual terms must be confirmed with the lender; these are not offers or approval commitments.
Business loans · Merchant cash advance · Business line of credit · Invoice factoring · Commercial real estate financing
01 / FINANCING OPTIONS
Business loans
$5,001–$1 million
One lump sum for a defined business need.
Amortization
3–60 months
REPAYMENT
Scheduled payments; frequency confirmed with the lender.
COSTS TO REVIEW
Interest or a fixed financing charge, plus applicable fees.
02 / FINANCING OPTIONS
Merchant cash advance
$5,000–$500,000
An advance against future sales or receivables.
TIMEFRAME
Estimated 3–18 months
REPAYMENT
Sales-linked deductions; completion depends on receivables.
COSTS TO REVIEW
Review the total purchased receivables, deductions and upfront fees.
Merchant advances can be expensive and frequent deductions can strain cash flow. We’ll consider conventional options first and assess whether a short-term alternative is appropriate.
03 / FINANCING OPTIONS
Business line of credit
$5,001–$250,000
Draw funds when you need them.
Amortization
3–18-month repayment periods
REPAYMENT
Daily, weekly or monthly; a new draw may restart repayment.
COSTS TO REVIEW
Check draw charges, interest or fixed fees.
04 / FINANCING OPTIONS
Invoice factoring
$20,000–$10 million
Access cash tied up in eligible unpaid invoices.
TIMEFRAME
Linked to invoice collection
REPAYMENT
For eligible 30-, 60- or 90-day invoices.
COSTS TO REVIEW
Confirm the advance percentage, reserve and factoring fees.
05 / FINANCING OPTIONS
Commercial real estate financing
$75,000–$2 million
Funding secured against commercial property.
TIMEFRAME
Structure confirmed per property
REPAYMENT
Monthly payments; confirm term and amortization separately.
COSTS TO REVIEW
Budget for lender fees, valuation, legal work and other required reports.
Planning a larger property transaction? My commercial property focus includes $1M–$5M financing requests. Contact me to discuss your project.
Equipment, an acquisition or a new location?
Tell me what you’re planning. We can also explore equipment financing, business purchases and expansion needs. Amounts and structures are assessed for the specific transaction.
A simple way to get started.
01 · Tell me what you need
Share the amount, purpose and timeline using the inquiry form.
02 · Review your options
We’ll discuss the information needed, potential structures and costs.
03 · Move forward
If you proceed, I’ll help prepare your file and coordinate lender requests.
Not sure which option fits?
What should I prepare?
Start with your funding goal, approximate amount, business location and deadline. Document needs vary; I’ll explain what is needed for your request.
Can I inquire if my bank declined?
Yes. We can review the reason and consider whether another structure may fit. A review does not guarantee approval.
How quickly can I receive funding?
Share your deadline upfront. The timeline depends on the product, complete documentation, lender review and any closing conditions. Property financing may require additional appraisal and legal work.
Does the initial inquiry authorize a credit check?
No. The inquiry starts a conversation. Any required credit authorization will be addressed separately.
Let’s talk about your next move.
William Wang · Mortgage Broker · Fanson Capital Mortgages
Business owner since 2010 · English, Mandarin & Cantonese
Financing is arranged through lending partners. Indicative ranges are for general comparison only and may not be available through every partner. Amounts, pricing, fees, repayment schedules, security and timelines depend on the borrower, product and lender. All financing is subject to approval and applicable conditions.
